Home Loans 101: What is Debt-To-Income (DTI) Ratio?

What role does DTI play when applying for a home loan?

A debt-to-income ratio shows how much a buyer's monthly income pays debts. Lenders use this ratio to determine what's left over after all monthly obligations are paid. The calculation is done by dividing monthly debt payments by gross monthly income.

Begin your home loan process today!

Local Loan
Consultations

Timely and Accurate
Communication

Industry-Leading
Product-Selection

This site uses cookies to process your loan application and other features. You may elect not to accept cookies which will keep you from submitting a loan application. By your clicked consent/acceptance you acknowledge and allow the use of cookies. By clicking I Accept you acknowledge you have read and understand Your Darling Lender's Privacy Policy.