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We strive to provide superior service to every one of our clients. We walk everyone through their mortgage questions, ensuring that they have the best product for their needs.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
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Steven Darling
Sr. Loan Officer
(619)504-9983 direct 

My name is Steven Darling and I'm a Real Estate Broker Associate and Sr. Loan Officer at USA Mortgage & Palisade Realty. I believe integrity and honesty is the only way to live life and I reflect that through my business. I'm a top performer with a track record of consistently meeting and exceeding client goals and customer expectations. I put myself in my client's shoes, understanding the level of significance and emotion that comes with buying or selling a home. My main and true objective is to do all I can to succeed in helping YOU accomplish YOUR goals.

I have been working with my company for the past 4 years but have been in the real estate business for a total of 18 years. I've worked nearly 1000 real estate and mortgage loan transactions in my career and have seen the market come full circle multiple times and have molded or changed to each cycle accordingly.

Throughout my career, I have garnered exceptional negotiation skills, expertise in government financing such as VA and FHA, and experience in rehabbing properties. I've personally flipped over 50 homes for myself and investors. I treat my clients like family and am dedicated to their satisfaction. My long time relationships in this business have helped me achieve greater offer responses and acceptance than the average agent. Additionally, having been a lender for 18 years has given me unmatched knowledge when discussing terms and negotiating factors of a transaction.

I moved to San Diego County in 1999 and have established a home for my wonderful wife, and 3 amazing children here. I try to take an active role in our community with my church, youth sports, charity gatherings and events. My time here has given me extensive knowledge of the local market and understanding of the community. I also make it a point to stay up-to-date on trend reports. Any questions or concerns that you may have about the area, I will be able to answer them.

Thank you for taking the time to get to know a little bit more about me. I consider myself a very dynamic and highly motivated result-oriented gentleman with over 18 successful years of experience with Buyers, Sellers, and Mortgagors. Integrity is my essential ingredient. No matter where you fall in the Real Estate or Mortgage Loan Spectrum, I am confident we can help you and would honor the opportunity to earn your business as your Realtor/Loan Officer for Life.

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