On a conventional mortgage, when your down payment is less than 20% of the purchase price of the home mortgage lenders usually require you get Private Mortgage Insurance (PMI) to protect them in case you default on your mortgage. Sometimes you may need to pay up to 1-year's worth of PMI premiums at closing which can cost several hundred dollars. The best way to avoid this extra expense is to make a 20% down payment, or ask about other loan program options.
We've been helping customers afford the home of their dreams for many years and we love what we do.
Company NMLS: 1980530
681 Kenney St.
El Cajon, Ca 92020
Phone: (619) 504-9983
Your Darling Lender strives to ensure that its services are accessible to people with disabilities. Your Darling Lender has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities, with the strong belief that every person has the right to live with dignity, equality, comfort and independence.
Your Darling Lender makes available the UserWay Website Accessibility Widget that is powered by a dedicated accessibility server. The software allows yourdarlinglender.com to improve its compliance with the Web Content Accessibility Guidelines (WCAG 2.1).
Your Darling Lender accessibility menu can be enabled by clicking the accessibility menu icon that appears on the corner on the page. After triggering the accessibility menu, please wait a moment for the accessibility menu to load in its entirety.
Your Darling Lender continues its efforts to constantly improve the accessibility of its site and services in the belief that it is our collective moral obligation to allow seamless, accessible and unhindered use also for those of us with disabilities.
Despite our efforts to make all pages and content on Your Darling Lender website fully accessible, some content may not have yet been fully adapted to the strictest accessibility standards. This may be a result of not having found or identified the most appropriate technological solution.
If you are experiencing difficulty with any content on Your Darling Lender website or require assistance with any part of our site, please contact us during normal business hours as detailed below and we will be happy to assist.
If you wish to report an accessibility issue, have any questions or need assistance, please contact us by sending an email to: Steven@YourDarlingLender.com